Personal Finance
Budgeting, saving, taxes and zakat — simple money habits that build a stronger household.
Personal Finance Calculators
Live and free — type your numbers and results update instantly.
50/30/20 Budget Calculator
Split your monthly take-home income into needs, wants and savings.
How this calculator works
The 50/30/20 rule puts 50% of after-tax income towards needs (rent, bills, groceries), 30% towards wants (eating out, shopping) and 20% towards savings and debt repayment.
Pakistan Salary Tax Calculator
Monthly and yearly income tax on salary using the latest FBR slabs.
How this calculator works
Tax is worked out on annual taxable salary using progressive slabs: a fixed amount for the slab plus a percentage of income above the slab start. Slabs can be updated by the site owner after every budget.
Zakat Calculator
Check nisab and calculate 2.5% zakat on your zakatable wealth.
How this calculator works
Add cash, bank balances, gold, silver, business stock and money owed to you, then subtract debts due now. If the total is at or above nisab (52.5 tola / 612.36 g of silver), zakat is 2.5%. Consult a scholar for your specific situation.
Savings Goal Calculator
Find the monthly amount you need to save to reach a target.
How this calculator works
Uses the future value of your current savings plus a monthly deposit, compounded monthly at your expected return.
Emergency Fund Calculator
How big your safety net should be — and how fast to build it.
How this calculator works
Experts suggest keeping 3–6 months of essential expenses (6–12 if your income is irregular) in an easy-to-access account.
Inflation Calculator
See future prices and the falling value of your money.
How this calculator works
Future cost = today’s cost × (1 + inflation)^years. The real value of money falls by the same factor.
Estimates for education only — confirm with your bank, broker or tax adviser. Your numbers stay in your browser.
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