Banking & Credit
Loans, credit cards, deposits and smart borrowing — understand the real cost before you sign.
Banking & Credit Calculators
Live and free — type your numbers and results update instantly.
Loan EMI Calculator
Monthly installment, total interest and total payment for any loan.
How this calculator works
EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where P is the loan amount, r the monthly interest rate and n the number of months.
Credit Card Payoff Calculator
How long it takes to clear your card and the interest you will pay.
How this calculator works
Each month interest is added at APR ÷ 12 and your payment is subtracted, until the balance reaches zero.
Fixed / Term Deposit Calculator
Maturity value of a term deposit, before and after tax.
How this calculator works
Maturity = Deposit × (1 + rate ÷ n)^(n × years), where n is how often profit is compounded each year.
Home Loan Affordability Calculator
How much house you can afford based on income and existing debts.
How this calculator works
Lenders usually cap total monthly debt at a share of income (debt-to-income ratio). We turn the affordable installment into a loan amount and add your down payment.
Estimates for education only — confirm with your bank, broker or tax adviser. Your numbers stay in your browser.
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